More blogging from my phone ... though this time it's from the couch. My netbook has some power cord issues, so I can't use it, and I'm way too lazy to use one of the computers upstairs.
So, I mentioned yesterday that I applied to refinance our mortgage. Let me just say that this process has brought back all the bad memories from when we purchased the home in 2009. I won't go into details, but I will just say that it was insanely, needlessly stressful. All because the people who we were dealing with at Bank of America didn't know what they were doing. I would say that it was also because we were "risky" buyers, on paper, (considering I was newly self-employed and Sara was newly employed with a 1-year gap in between her last job), BUT the fact is, we had two other lenders who were fine with our situation and ready to hook us up! We went with BOA because they had the most attractive rates and the loan officer's assistant insisted that there would be no problems.
There were problems.
Perhaps because I am a glutton for punishment, I went to that same loan officer last week to find out about our refinancing options. Four days later, he finally responded and made it clear he hadn't listened to what loan I wanted and why we were refinancing. Goodbye, BOA. I have cut ties with one bank already this year (Citizens). In a few weeks, I will hopefully cut ties with you too. And, you will lose over $100,000 of my money in interest in the process. I win.
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